SR-22
What Is SR-22 Insurance Coverage?
If you’ve been informed that you need SR-22 insurance, Destiny Insurance in San Diego, California, is here to guide you through the process and help you find a plan that meets your needs.
SR-22 isn’t insurance but a certificate your insurance company files to prove you have the minimum required auto insurance coverage. It’s often required after certain traffic violations such as DUIs, driving without insurance or other serious infractions. Contact Destiny Insurance for an auto insurance quote that aligns with your requirements. 
What Does SR-22-Compliant Insurance Cover?
SR-22-compliant insurance serves as proof of financial responsibility by confirming that you carry the minimum auto insurance coverage required by your state. Coverage under an SR-22 insurance plan may help cover the following:
- Bodily injury liability may help cover costs associated with injuries to others in an accident you cause.
- Property damage liability may help cover damage you cause to someone else’s property with your vehicle.
- The SR-22 form does not provide insurance coverage. It only certifies that you have a policy meeting the state’s minimum insurance requirements.
How Long Do You Have to File SR-22 in California?
In California, drivers typically need to maintain SR-22 certification for three years from the date of the qualifying offense. The timeframe can vary based on the nature of the violation and any additional requirements imposed by the court or the Department of Motor Vehicles (DMV).
Maintaining continuous insurance coverage during this period is crucial, as any lapse in coverage can result in suspending your driving privileges.
Contact Us
For accurate information regarding your specific situation and to ensure compliance with California’s SR-22 filing requirements, consulting with SR-22 insurance brokers like Destiny Insurance can provide guidance tailored to your circumstances.
Contact us today for a personalized auto insurance quote.